Loan Application Instructions

Document Checklist and Instructions

A properly documented loan application makes your loan process go smoothly. This checklist will help you gather your paperwork.

Complete and sign the residential loan application, Form 1003, and the attached loan info sheet, credit authorization and fair lending notice. Page 4 of the application is a continuation page in case you need additional space for your assets or liabilities. If you make a mistake while filling out the application cross it out, and make a change. Do NOT use whiteout.
If you are salaried: provide W-2's for the previous two years and one month of paystubs. If you are self-employed, provide tax returns for the previous two years, including all schedules, and a YTD profit and loss statement. (Note: provide copies of all requested documents. Do not provide original documents.)
If you own rental property, provide recent rental agreements and tax returns for the previous two years, including all schedules.
To speed up the approval process, provide bank statements for the most recent three months, and recent statements for stock, mutual funds and IRA/401K accounts.
If you are requesting a cash out refinance, provide a letter explaining how you will use the refinance proceeds.
If applicable, provide a copy of your divorce decree and settlement agreement.
If you are NOT a US citizen, provide a copy of your green card (front & back). If you are NOT a permanent resident provide a copy of your H-1 or L-1 visa.
If any borrower has filed bankruptcy, provide the Discharge Notice, Filing and Schedule of Creditors.
If you are applying for a home equity line of credit or loan (second loan), also include your first mortgage note. (This should be with your closing loan documents.)

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Convenient Locations to Serve you

ST.CHARLES COUNTY: 635 Salt Lick Rd. St. Peters MO 63376 * 866-379-3465
SOUTH COUNTY: 6022 S Lindbergh, Ste-100, St Louis MO 63123 * 866-934-0711
FRANKLIN COUNTY: 554 East 5th St, Washington MO 63090 * 866-339-8400
HILLSBORO: 10906 Hwy 21, Hillsboro MO 63050 * 877-788-4013
WARRENTON: 406 E. Booneslick Rd, Warrenton MO 63383 * 636-456-9323
CARLYLE: 867 Fairfax St, Carlyle IL 62231 * 618-594-8648
ALTON: 520 C West Delmar, Alton IL 62002 * 618-466-0400

...and for all of your Insurance needs,
visit www.GlobalGreenInsuranceOnline.com

ILLINOIS RESIDENTIAL MORTGAGEE MB.0006514

Equal Housing Lender